Capitate Your Kids

The Best Homepage to learn how to teach kids to manage their own money!

What Others Have Said Fiscal Fitness Rules/Contracts , Budgets for Teens Fiscal Fitness Rules,  FAQs on CYK and FF

The Clothing Contract, The Global Budget Contract, The Safe Driving Contract, The Contract for Car Ownership

Welcome! 

Fiscal Fitness!  A course for families to learn money methods together!

       We hope you can use this site to find ideas and methods to help raise your teens to be better money managers. Please feel free to explore a little. You can download sample "contracts" that can be the basis for your own relationship to your kids. You can see what others have said about the book. You can even leave your favorite comment about your teens behavior around money to share with others. I hope you enjoy this book. More importantly, I want you to tell every friend you have with teens to read this book and teach their kids about personal finance. Your money is "where your mouth is". Money is all about "family values" in the best meaning of those terms. It's about what really matters, and how you value it. Teaching those values is key to strong families.

This book was first published as a independent project for local schools and churches under the title, "Capitate Your Kids". The idea caught on and Viking Press was engaged as a partner to aid in wider distribution. Their first edition in hard cover was called "Sink or Swim" in order to differentiate if from the original soft cover.  The two books are identical!  We wanted to reach more kids and after the book was published in 4 other countries, we changed the name back to "Capitate Your Kids".  

What does Capitate mean? In health care, a capitated contract is one in which a fixed cost is applied to a fixed desired behavior. The person receiving the money gets the left over income from the contract if they are able to spend less than the agreed upon amount. Applied to your kids, you give your kids a fixed sum ( a budget) developed in the culture of your family for them to take care of their own needs. You are teaching them to be responsible for themselves. You are putting a head back on their shoulders!

 

The same book, different titles for hardcover and soft cover.  Read the story and find out how that came about.

Dr. John E. Whitcomb

"Capitate Your Kids" ..... is by far the best 'kids and money' product I've come across."
FROM THE FORWARD
BY BOB POTTER
Former host of NPR's
Sound Money

 

 Home Rules/Contracts FAQs on CYK and FF
 What Others Have Said Fiscal Fitness Other Good Websites
Fiscal Fitness Rules Coming Appearances! Presidential Commission
Fiscal Fitness Lectures Budgets for Teens  

Fiscal Fitness The next generation of learning about money
 

Comments: jwhit@wi.rr.com

Last updated 02/13/2005